When buying or selling a home in New Jersey, two crucial inspections—the Certificate of Continued Occupancy (CCO) and the Smoke Detector/Carbon Monoxide (CO) Inspection—are essential for a smooth closing. These inspections ensure the property meets local safety and maintenance standards.
What Are These Inspections?
- Certificate of Continued Occupancy (CCO): Many municipalities require this when a property changes ownership. It verifies the home complies with local safety and maintenance codes and may also be called a “Certificate of Occupancy” or “Re-Sale Inspection.”
- Smoke/CO Detector and Fire Extinguisher Inspection: Mandated statewide by New Jersey law, this inspection confirms that working smoke detectors, carbon monoxide alarms, and a properly mounted fire extinguisher are present before a home is sold or rented.
When to Apply
While specific timelines vary by township, here are general guidelines:
- Upon Setting a Closing Date: Submit applications upon conclusion of attorney review, as many towns require this lead time. Early submission helps avoid scheduling conflicts, especially during busy seasons. You should also schedule keeping in mind when the CCO will expire. It should not expire before closing.
- After Repairs are Completed: If the seller is undertaking repairs, schedule the inspection after all work is finished to increase the likelihood of passing the first time.
- Understand Your Township’s Specifics:
- Some towns require a full CCO inspection covering zoning, safety, and occupancy.
- Others may only require a Smoke/CO certificate.
- Fees, forms, and processing times differ, so contact your municipal housing or fire prevention office early in the process.
Common Pitfalls to Avoid
- Incomplete applications or missing payments.
- Scheduling delays during peak months.
- Expired inspection certificates, which often have a 90-day validity period before closing.
- Failing inspections due to outdated smoke detectors (many towns now require 10-year sealed battery units).
Why Timely Inspections Matter
A valid CCO or Smoke/CO Certificate is mandatory for closing. Non-compliance can lead to significant delays, potentially pushing your closing back by days or even weeks.
How a Real Estate Attorney Can Assist
At Riley and Gutman, LLC, our attorneys guide clients through the entire closing process, including navigating township requirements. We help coordinate with municipalities, confirm inspection deadlines, and ensure a seamless transaction.
Key Takeaway
If you’re involved in a home sale or purchase in New Jersey, contact your township early to confirm specific requirements. Additionally, consulting an experienced real estate attorney who specializes in closings can help prevent last-minute surprises.
Need assistance with your closing?
Contact Riley and Gutman, LLC for comprehensive support, ensuring your real estate transaction proceeds smoothly from contract to closing.