The closing is the final step in purchasing a new home. Arguably, it’s the most important event of your home buying journey. So like any important event, you’ll want to come prepared. Read on for a checklist of some things to prepare for, so you can close in confidence. Work Out and Confirm All … The Closing Checklist
Are you considering a move to downsize from your current home? This decision is often made if you no longer need the same amount of space or want less maintenance to worry about. Whatever your reasons may be, downsizing can be a great way to improve your lifestyle and reduce your expenses. Here are a … Thinking About Downsizing? Here Are Some Tips
When you’re ready to upsize your home, there are several important factors to consider before making a move. Here are some key things you should know if you plan on upsizing. Consider Your Budget Upsizing your home typically means spending more money, so it’s crucial to consider your budget before moving. You’ll want to … Are You Upsizing Your Home? Here’s What You Should Know
Buying a home is one of the most important purchases you’ll ever make – if not the most important. If you’re a first-time home buyer, then you may be interested in learning more about the process before getting started. Here are some helpful tips for first-time home buyers. Get Pre-Approved for a Mortgage Before … Tips Every First-Time Home Buyer Should Know
Closing cost credits are a way for sellers to help buyers finance certain closing costs – such as title insurance, appraisal fees, and pre-paids. Pre-paids refers to home owners’ insurance and real estate taxes. Typically a lender will not permit a credit for home inspections. Sellers may choose to offer closing cost credits for a … What are Closing Cost Credits Issued by Sellers? Also known as “Seller Paid Closing Costs” or “A Seller’s Concession”
Owning residential rental properties means you always have to stay on top of local laws and regulations. Effective July 22, a new law regarding lead paint went into effect for residential rental properties. It is essential for property owners to understand these laws and how they may affect their properties. New Jersey Lead Paint Law … New Lead Paint Law
Shopping for the right mortgage is an exciting and important time! There are many mortgage loans out there, and even more lenders. So how do you choose? Read on to learn how to select the best mortgage offer for you. Figure Out How Much You Can Afford A home is a big purchase, so you … How to Choose the Right Mortgage Offer
It’s always good to be prepared! Here are some elements that make up the beginning of a smooth and successful home purchase. #1 – The Down Payment Be sure to have a down payment. Many first-time home buyer programs allow for a lower down payment than the average buyer. Talk to your mortgage rep about … 10 Things to Prepare for When Buying a Home for the First Time
If you’re in the homebuying process, the term “For Sale by Owner” is probably something you’ve seen already. What does it mean? Should you pursue a home that the seller is listing themselves? Read on to learn the true meaning of for sale by owner and how to navigate the process. What does For Sale … The True Meaning of For Sale by Owner
Refinancing your mortgage can be an excellent way to save money on your home purchase. However, is it the right choice for you? Here is some information to help you understand what a refinance is and if it makes sense for your current situation. How does refinancing work? If you choose to refinance your home, … Is Refinancing Your Home the Best Choice for You
